Terms Of Use

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Effect Date: September 10, 2025

Website: www.lendinghandinsurance.com  

Contact: contact@lendinghandinsurance.com 

By accessing or using this website (“Site”), you agree to comply with and be bound by these Terms of Use. If you do not agree, you may not use the Site. Lending Hand Insurance (“Company,” “we,” “us,” or “our”) reserves the right to update or modify these Terms at any time without prior notice. Continued use of the Site after changes are posted constitutes acceptance of those changes. 

Lending Hand Insurance is a licensed insurance agency operating in the States of Texas and New Mexico. The information provided on this Site is for general informational purposes only and does not constitute binding insurance advice, an offer to sell, or a guarantee of coverage. All insurance products are subject to underwriting approval and applicable policy terms and conditions. 

This Site is intended for individuals and businesses located in Texas and New Mexico. By using the Site, you represent that you are at least 18 years old and legally capable of entering into binding agreements.

Submitting an inquiry through this Site does not bind coverage or guarantee approval for any insurance product. Final coverage decisions are made only after completion of required applications, underwriting, and acceptance by the insurance carrier.

By using this Site, you agree that Lending Hand Insurance may collect, store, and use information as outlined in our [Privacy Policy]. You also consent to receive communications via email, phone, or text in connection with your inquiries or policy services. 

All text, graphics, logos, and content on this Site are the property of Lending Hand Insurance and may not be copied, reproduced, or distributed without prior written permission. 

To the fullest extent permitted by law, Lending Hand Insurance shall not be liable for any indirect, incidental, consequential, or punitive damages arising from your use of this Site or reliance on its content. 

This Site may contain links to third-party websites. We are not responsible for the accuracy, legality, or content of external sites. Accessing third-party sites is at your own risk. 

These Terms are governed by the laws of the States of Texas and New Mexico, without regard to conflict of law provisions. Any disputes shall be resolved in the courts located in either Texas or New Mexico, depending on the applicable jurisdiction. 

For questions regarding these Terms, you may contact us at:

Lending Hand Insurance
Email: contact@lendinghandinsurance.com
Operating States: Texas and New Mexico